What you can't measure,
you can't manage
Type it, say it, or snap the receipt, and Athar files it for you. At the end of the month you get one clear picture of where everything went, instead of piecing it together from bank alerts. No account needed, and your numbers never leave your device.
Built for people who live between two currencies, and for anyone who has tried every expense app and quit by week two.
We write on launch day, then only when something in Athar is worth telling you. No spam, and one click stops us.
You tried the spreadsheet. The bank app. The notes app.
They all start well and stall within two weeks, for the same reason: the logging itself is a chore. Your willpower was never the problem. So we built Athar to remove the chore instead of demanding more discipline.
The spreadsheet
It stores whatever you type and tells you nothing back. A month later you have a long table, and still no answer.
The bank app
It only sees its own account. The cash in your pocket, your second card and your online wallet are all outside the picture.
The notes app
Fast to write in, but it can't add anything up. Lines pile on lines and never turn into a picture.
And Athar?
Built for how we actually spend: it understands cash, banks and mixed currencies, and explains every number in plain words. Logging takes two seconds, with no account and no bank linking, and your data stays on your device.
Your numbers never reach us
There is no server of ours to breach, and no database that could leak.
No account, no email
Open the app and log your first expense. No sign-up, no password.
We have no server
Your numbers are never uploaded anywhere, simply because there is nowhere of ours to upload them to.
Leave whenever you like
Export everything at any moment, or delete the app and it all goes with it.
Your data stays on your device
Nothing is uploaded to any server. What doesn't exist anywhere can't be stolen from anyone.
Passcode lock
Lock the app with a passcode and choose when it's asked for: instantly, or after a delay you set.
Your backup, your hands
Your backup refreshes itself on your own cloud, locked with a key only you hold. It never passes through us.
Three steps to see your money clearly
No long setup and no categories to build by hand. Open the app and it's ready.
Open and start
No account, no email. Two seconds and you've started.
Record an expense
Type it, say it, or snap the receipt. Athar reads it and files it for you.
Read the picture
After a week you'll see where your money actually goes. A month in, you'll notice decisions getting easier, because now you can see clearly.
Record it your way
Five paths, one destination: a transaction captured in seconds that only counts after your approval.
Type it
Amount, category and wallet in a fast flow designed for the fewest possible taps.
Say it
Speak naturally and Athar turns your words into a complete transaction.
Snap a receipt
Photograph the receipt and Athar extracts the amount, date and merchant automatically.
Bank message
Set it up once, and every bank message after that walks into Athar on its own and waits for your approval, Apple Pay purchases included. You never even open the app.
Import a statement
Upload a PDF statement from any bank and Athar reads its transactions in one go.
The full picture of your money,
not just a list of entries
Every feature here answers a question we struggled with ourselves before building it.
Archive & reports
A monthly archive that builds itself, and a report that tells you what changed since last month, and why.
Learn more
How much do I have right now?
Cash, banks and cards in one place, and every entry updates its balances on its own.
Learn moreWhere did my money go?
Every number comes with its meaning and its formula, shown with a live example from your own data.
Learn moreWill I reach my goal?
Set a ceiling for each spending category and a target for each saving, and watch your progress day by day.
Learn moreBuilt for families too
One subscription covers up to 6 people, each with fully separate data and complete privacy.
Learn moreAsk your money directly
Ask anything about your spending, and the assistant answers from your data, on your device, in plain words with precise numbers.
- Answers offline with on-device Apple intelligence and computed answers that are 100% accurate
- For subscribers: Athar Cloud for deeper analysis
- Quick commands: period summaries, logging a transaction, reading bank messages
- Your conversation stays on your device and cleans itself up
Log in any currency
Earning in one currency and spending in another? Log each transaction in its own currency and Athar totals them at today's rate. Want a fixed rate for a specific pair? Set it yourself.
28 currencies, with rates that refresh themselves every day.
The Athar Covenant
We won't ask you to trust us. We'll remove the reason you'd need to.
No ads
You will never see an ad inside Athar. We live on a fair subscription, not on selling your attention or your data.
No data selling
We own no server that stores your numbers in the first place. What we don't hold, we can't sell.
Your backup is yours
Backups go to your own cloud, and full export is always one tap away.
Generous for free,
Plus when you want more
Athar
- Unlimited recording, all five ways
- 3 wallets, 3 budgets and a savings goal
- A monthly PDF statement and 15 receipts
- A weekly coach note
- Sync, backup and export. Unlimited, always
Athar Plus
- Unlimited wallets, budgets and goals
- Unlimited receipts and bank statements
- Athar Cloud assistant for deeper analysis
- Daily coach notes
- Family plan for up to 6 people, fully separate data
- An "Early ones" badge for the first 1,000 annual subscribers
Fair pricing for every country: you pay in your own currency, at prices that fit it. And a full month of steady logging earns you a month of Plus, free.
Be the first to hold your money in your hand
Athar lands on the App Store before the end of August. Leave your email and we'll write on launch day, then only when something in Athar is worth telling you.